Apply for a Decarbonisation Loan

Access a business loan from £5,000-£15,000 to support your decarbonisation projects.

The Surrey County Council business decarbonisation loan is available to small and medium enterprise (SME) businesses and charities in the participating Boroughs of Guildford, Reigate and Banstead, Spelthorne, Surrey Heath, Waverley and Woking.

  • Loan between £5,000 & £15,000

    Loan between £5,000 & £15,000

  • Up to 50% of decarbonisation projects’ costs

    Up to 50% of decarbonisation projects’ costs

  • Repayment period up to 3 years

    Repayment period up to 3 years

  • 8% fixed interest rate per year

    8% fixed interest rate per year

  • No fees

    No fees

  • Apply by March 2025

    Apply by March 2025

Loan Eligibility

To be eligible for a business decarbonisation loan the organisation must:

  • Be trading, sells goods or services

  • Have less than 250 employees

  • Annual turnover of less than £50m

  • Trading address in participating Boroughs

  • Recieved less than £315k in subsidies in the last 3 years

Apply for a business decarbonisation loan

To apply you will need to supply the following:

  • Your completed application form. 

  • Your Business Owner Personal Information form.

  • A copy of your last 2 years financial accounts (including detailed Balance Sheet and Profit & Loss statement);

  • Up to date Management Information (including Balance Sheet and Profit & Loss statement);

  • Your cash flow forecasts for the trading year plus a minimum of the next 12 months. These should show your projected/known income; expenditure, funding requirement and assumptions;

  • Bank statements for the last 6 months for all business accounts.  If more convenient for you, we are able to access these through Open Banking with your authority;

  • A completed Statement of Assets, Liabilities, Income and Expenditure for each owner/director

  • 2 up-to-date quotations for the decarbonisation project costs specified in your personal decarbonisation assessment from Surrey County Council. This quote needs to contain the specification of the existing items/systems that are being replaced.

  • 2 energy bills – 1 summer, 1 winter to be able to calculate carbon savings

Once you have collated the above please submit the documents using the submission form below

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Please note we will not be able to progress any enquiry or application unless you can supply all information requested. We aim to respond to all applications within 2 working days.

Business Decarbonisation Loan submission form

The business decarbonisation loan is part funded by Surrey County Council and the UK Government through the UK Shared Prosperity Fund and via the Boroughs of Woking, Guildford, Waverley, Reigate and Banstead, Spelthorne and Surrey Heath.

Need help with your business loan application?

Why not drop us a line? We’re a friendly bunch and our team of finance experts are here to help.   We can also help explore your options if you need help raising match funding.  If our products don’t suit you, we also offer credit brokerage to help you find the right finance option for you.