Our Commitment

Our team is dedicated to offering our clients a straightforward, friendly and trustworthy service. We’re passionate about supporting businesses across the South East to start-up, grow and thrive, as well as increasing employment opportunities to grow our local economies, in a sustainable way.

We’re open for business and ready to lend.

As a Community Development Finance Institution (CDFI), Let’s Do Business Finance is committed to responsible lending, and is dedicated to servicing those who are overlooked and unable to secure finance from mainstream lenders. We work in the interests of our clients, and help them not only with their financing needs, but with the creation and safeguarding of jobs, ensuring the future of your business and the health of the UK economy.
We’ll help you grow your business sustainably.

As accredited lenders of the British Business Bank for the Start Up Loan and Growth Guarantee Scheme as well as offering our own Growth Loans, we’re able to offer you all-round support to help your business grow in a sustainable way. Our team can offer you one-to-one support and advice, free workshops, resources and signposting to ensure you have everything you need to get you moving in the right direction.
We’ll support your application and signpost other options if needed.
We want you to succeed, too. As part of your application process, we need clients to complete our application form, as well as supply us with:
- A copy of your last 2 years financial accounts (including detailed Balance Sheet and Profit & Loss statement)
- Most recent Management Information (including Balance Sheet and Profit & Loss statement) plus any other relevant key performance indicators you may have
- Current aged debtor and creditor lists if available.
- Your cash flow forecasts for the trading year plus a minimum of the next 12 months. These should show your projected/known income; expenditure, funding requirement and assumptions
- Bank statements for the last 6 months for all business accounts and personal bank statements for each director/partner for the last 3 months. We are to access these through Open Banking, which makes the application procedure more straightforward for our clients.
We’ll treat you fairly at all times.

If we’re unable to proceed with your application for any reason, we are also able to offer brokerage support and signposting to any other organisation that can help you get the assistance you need.
We’ll work with the government-owned British Business Bank (BBB) to support SMEs.

As a Responsible Finance provider, our team ensures that all applications and clients are treated fairly when working with us.
We’re ready to help you through a range of challenges and opportunities and can provide hands-on support should you have any concerns. If our team are unable to assist you with your issue (see our FAQ’s for commonly asked questions) we are able to signpost you to organisations that can.
As an partner of the British Business Bank, we share their dedication to making finance work better for small and mid-sized businesses. We have over 20 years of experience helping enterprises in the South and East of England to secure the finance they need to launch, grow and thrive – whether through the Start Up Loan or Growth Guarantee Scheme to get their business off the ground, or creating access to alternative finance to help their business to grow.