Looking for a business loan?

We support startups and SMEs to access the business finance you need to take your venture to the next level.

What type of business finance can we help you with?

  • Start Up Loans from Let's do Business Finance

    Start Up Loans

    As Business Support Partners of the Start Up Loans Company, we can offer start up businesses and those trading under 3 years Start Up Loans from £500 - £25,000 subject to eligibility.

    Take me to Start Up Loans
  • Business Loans from Let's Do Business Finance

    Business Loans

    We offer business loans from £20k - £150k to grow your business. Boost your cash flow, invest in marketing, staff or buy new assets and achieve your growth goals. We are also accredited lenders of the British Business Bank’s Growth Guarantee Scheme.

    Take me to Business Loans
  • Finance Brokerage with Let's Do business finance

    Alternative Finance & Brokerage

    If our finance options aren’t what you are looking for or you would like to borrow more, we can help you explore alternative funding options to achieve your plans.

    Visit Brokerage

What can we do for you?

Let’s Do Business Finance can support businesses across the South and East of England to start, grow, and thrive.

What sets us apart from other finance providers is our unique approach as a Community Development Financial Institution (CDFI). Unlike mainstream lenders driven by algorithms, we believe in the power of understanding the full picture. Our business loan decisions are rooted in gaining a deep understanding of you, and your business journey, and taking into account the potential that algorithms might overlook.

With Let’s Do Business Finance, your business is not just a set of numbers – you're a story, and we want to help you write the next chapter.

Where we offer business loans

We cover the South East and East of England, including the counties of Sussex, Surrey, Suffolk, Kent, Essex, London, Norfolk, Cambridgeshire, Hertfordshire, Isle of Wight, Berkshire, Oxfordshire, Buckinghamshire and Hampshire.

Our latest news

Latest News - Finance News, Success Stories
The Hang Out, Southend
The Hang Out, Southend

In the heart of Southend, The Hang Out is creating a space that’s not just a business but a true community hub. It’s a concept that combines play, connection, and practicality—and it all started with a pinky promise and a start-up loan from Let’s Do Business Finance.

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How will the 2024 Autumn Budget impact my small business?
How will the 2024 Autumn Budget impact my small business?

Across the UK, owners of businesses big and small waited to hear what would be announced in the 2024 Autumn Budget, and how it might affect their operations, as well as their staff and the future of their finances. Find out more about what the changes mean for you, and how you can adapt to them.

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Celebrating Business Finance Week 2024
Celebrating Business Finance Week 2024

From 24th September – 3rd October 2024, Let’s Do Business Finance took part in the British Business Bank’s #BusinessFinanceWeek campaign for the third year running – joining the mission of the British Business Bank and other financial institutions across the United Kingdom in promoting financial literacy and awareness of the options available for businesses to grow.

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Let’s Do Business Finance to Deliver Surrey Decarbonisation Fund for Local SMEs
Let’s Do Business Finance to Deliver Surrey Decarbonisation Fund for Local SMEs

Let’s Do Business Finance is proud to announce that it has been selected as the official finance provider for Surrey County Council’s Business Decarbonisation Loan Programme, aimed at helping small and medium-sized enterprises (SMEs) and charities reduce their carbon footprint and become more energy efficient.

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Ways to invest in your business 
Ways to invest in your business 

Growing your business requires strategic investments, whether for expanding operations, increasing efficiency, or reaching new markets. We go over several ways to invest in your business.

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AYM - Bringing functional fashion forward
AYM - Bringing functional fashion forward

AYM, a fashion brand that began as a small, experimental venture, has become a well-recognised name in fashion, known for its unique blend of function and beauty. This case study explores AYM's journey, highlighting the highs and lows and how Let's Do Business Finance has been able to play a pivotal role in its growth and success.

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Let’s Do Business Finance: Growth through the years
Let’s Do Business Finance: Growth through the years

Established 20 years ago back in early 2004, Let’s Do Business Finance has helped over 6000 businesses across the Southeast and East of England to gain access to finance.

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Business Finance Week is back for 2024 supporting UK businesses to grow
Business Finance Week is back for 2024 supporting UK businesses to grow

The Business Finance Week campaign from the British Business Bank returns for 2024, and Let’s Do Business Finance are proud to take part again to promote available support and options to businesses looking to grow through finance. Running from 24 September – 3 October, the campaign will include both national and regional events taking place in person and online, and cover a range of topics to support new and start up businesses as well as established and growing firms.

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Unlocking Your New Business’ Potential: With a Start Up Loan
Unlocking Your New Business’ Potential: With a Start Up Loan

In the world of entrepreneurship, securing new business funding is often of one of the most daunting hurdles for new business owners. If you’re in the UK, a Start Up Loan could be the financial boost your business needs to get off the ground and running.

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We’re now taking applications: the Growth Guarantee Scheme!
We’re now taking applications: the Growth Guarantee Scheme!

Let’s Do Business Finance is excited to announce that they are now accepting applications for the new Growth Guarantee scheme from Monday 8 July 2024.

Read More →

Why choose Let’s Do Business Finance?

We are a Community Development Financial Institution CDFI so we don't make decisions based on algorithms

No algorithms.

We don’t rely on algorithms to make decisions - we look beyond the numbers, to the people and businesses behind them.

Let's Do Business Finance have been lending to small businesses for over 20 years.

20 years of experience.

We have 20 years of experience lending to small businesses, and love to see them succeed.

We are committed to providing business loans to small businesses who can't access finance elsewhere.

We want to say yes!

We’re committed to supporting businesses who can’t access finance elsewhere.

Unsure what business finance you need?

Why not drop us a line?

We’re a friendly bunch and our team of finance experts can take you through your options, and if our products don’t suit you, we can also offer credit brokerage to help you find the right finance option for you.